Buying

The First-Time Buyer's Checklist

October 18, 2026 6 min readBy Elise Marchetti
The First-Time Buyer's Checklist

Buying your first property is a milestone — and a process. This checklist walks through the key steps, from setting a realistic budget to closing day.

1. Get pre-approved. A lender pre-approval signals to sellers that you are serious and gives you a clear budget ceiling.

2. Define your priorities. Rank location, size, and features so you can compare homes objectively rather than emotionally.

3. Tour with intent. Bring a notebook and a list of questions; view several comparable homes to build a sense of value.

4. Make a considered offer. Your advisor will help you structure an offer that is competitive without overpaying.

5. Conduct due diligence. Inspections, title review, and disclosure checks protect you from costly surprises.

6. Close with confidence. Final walkthrough, signing, and key handover — then you're home.

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